How It Works
Three steps. Three business days.
A structured path from intake to activation. No guesswork, no waiting weeks for a callback.
We Analyze Your Debt
Submit your bank statements and active MCA contracts. Our team reviews your full picture — funders, advance amounts, daily debits, projected payoff.
We Negotiate New Terms
We work directly with your funders to restructure payment timing — not the amount owed. Your balance stays the same; your schedule changes.
You Start Breathing
Within three business days, old daily and weekly debits stop and your new reduced single weekly payment begins. Cash flow turns positive.
Solutions
What the program delivers
Included
What this is not
We pay one hundred percent of what is owed — not pennies on the dollar.
Nothing added to your balance. No origination fee, no new principal.
Funders are paid in full on the new schedule. No legal exposure.
You stay in business. Your credit stays intact. No court involvement.
Qualifications
Do you qualify?
Four simple conditions. Meet all four and we can work with you.
Get My Free Analysis
Tell us about your debt stack
We review every submission within one business day and respond with a specific reduction estimate for your positions.
FAQ
Common questions
How long does the process take?
Three business days from complete document submission to the first reduced payment. Most clients are active within 72 hours.
Will this hurt my credit?
No. We do not settle accounts or close them. Funders are paid in full. No negative marks are reported.
Do I qualify if I only have one MCA?
No — the program requires at least two active MCA positions with $50,000 or more in total balance.
What if I cannot continue daily payments today?
Submit anyway. Timing is exactly why the program exists. We prioritize businesses in active cash-flow stress.
How are you different from debt settlement?
Settlement pays a fraction of what is owed and damages credit. We pay the full balance on a longer, lower-frequency schedule. Fundability is preserved.
Will I be fundable after?
Yes. The program is designed so you graduate fundable, not blacklisted. Clients typically regain full underwriting access within 90 days of completion.
Ready to take back control?
Free analysis. No credit check. No obligation.