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Memelli IO Inc is not a credit repair organization, credit counseling service, or lender as defined under federal or state law. We provide tools and technology that enable users and authorized credit repair organizations to manage disputes and track credit data. Results vary and are not guaranteed. No specific credit score improvement is promised or implied. Our platform does not provide financial, legal, or tax advice. Memelli IO Inc is not a bank, credit union, or non-bank financial institution. We do not originate, underwrite, fund, or service loans. Funding pipeline features connect users with third-party lenders and are subject to their terms and approval criteria. All credit data is sourced from third-party providers and governed by the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq. Users are responsible for verifying the accuracy of their own credit information.

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